Drinking Insurance

***********old blog, back posting*************

So as all of us red blooded Americans know, a couple weeks ago was the fantastic holiday of 4^th of July. Historically we know this as the day we teamed up with Will Smith to beat the aliens.
Actually, I’m sorry, I was trying to impress you. I don’t know what it means. I’ll be honest, I don’t think anyone knows what it means anymore. Scholars maintain that the translation was lost hundreds of years ago. . . .

I had a fantastic 4^th of July. A friend was hosting a celebrations of celebrations down in Mission Bay, sporting 1500 jello shots, tons o beer and the promise of good times to be had by all. At this annual event someone is crowned “King Of The Bay”, this prestigious award goes to most ridiculous drunk fool in attendance. Candidates are identified early and someone volunteers to be your “sponsors”. Sponsors are responsible for making sure their candidate for King of the Bay gets as drunk as possible and acts a fool. I was obviously identified early because of my great drinking potential and taken in by last years King of the Bay. Tough shoes to fill, this guy was passed out and puking on himself 11:00am. He tried his hardest, passing me jello shot after jello shot, beer after beer, but unfortunately(thankfully?) I didn’t win this years title as King Of The Bay. That went to co-worker and friend Ryan, who was crowned for his bear like ability to drunk tackle people. I think it’s for the better. There’s always next year?

Although. . . . I did find out my camera is not water proof. Yeah. It’s true. I discovered this shortly after going swimming in the ocean. ISH!
This is when I decided I needed:

But seriously. They have insurance for fire, water damage and earth quakes, but not for drunk “freak” accidents? I’m willing to bet more stuff has been broken, lost, dropped into drinks, or accidentally taken into ocean then fire and water damage combined.

I will gladly pay a monthly premium to said insurance company if they’re willing to cover me for my drunk shenanigans. Although I’m sure my monthly rate would be pretty high since I’m probably considered an extremely high risk liability. Probably equivalent to the guy that’s had 4 DUI’s and 8 speeding tickets trying to get driving insurance. The monthly rate would probably be based on how often you go out a week, drinks had a night and the number of times you’ve woken up with carne asada in your pockets.
The insurance claim would look like this:

See. Simple as pie. Bada Bing, Bada Boom. I submit the paper work, drinking insurance company gives me a new phone, or camera and it’s a win/win situation. Right?

ALSO, I want to be compensated for NON-monetary things.

Such as drunk text messages and drunk dials I made the night before. You heard me:
I want to be paid restitution for drunk dials and drunk text made.

I wake up in the morning, typically on my friends couch with my shoes on, and the first thing going through my head is “who did I text/dial” and “what did I say”. How sweet would it be, to actually get compensation based on my level of embarrassment that I feel from my drunken text/dials from the night before? Not only would it be based on the number of different drunk text/dials sent, but content as well.

For example:

So there it is. This is what I want. All I want is to be covered for my stupid actions when I drink. Not too much to ask?